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If it feels like little has changed, that's because both sides agreed many things would stay the same for 11 months, to allow leaders time to agree a deal for life after Brexit. We're in the final phase of talks now as time runs out on 31 December and things are far from settled. Why do we need a Brexit deal?

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If it feels like little has changed, that's because both sides agreed many things would stay the same for 11 months, to allow leaders time to agree a deal for life after Brexit. We're in the final phase of talks now as time runs out on 31 December and things are far from settled. Why do we need a Brexit deal?

The EU and the UK always had to agree new rules for how to live, work and trade together. While the UK was in the EU, companies could buy and sell goods across EU borders without paying taxes etiqhette as tariffs. If there is no trade deal, businesses will have to start paying these taxes, which could make things more expensive.

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As well as a deal on goods the UK would like one on services, which are a big part of its dare. This isn't part of the talks, but separate agreements on things like banking are still possible. Agreements on areas like airline safety, medicine and the sharing of information about security threats are also important. Brexit trade deal: What are the sticking points?

How close are we to a deal? Many self-imposed deadlines have been and gone. The UK and EU have been talking, but with just a few weeks to go, the two sides say the conditions for a deal are still not there.

The three main sticking points are: The EU is worried the UK could give financial help to its own firms, kingrom find other ways to give them an unfair advantage Both sides are concerned about who will be allowed to fish in UK waters They need to decide how any agreement they reach will be enforced They seem to have made progress on the complicated case etiquuette Northern Ireland - the only part of the UK to have a land border with the EU - but that doesn't mean a compromise can be found elsewhere.

What if we don't get a deal?

There is a lot of trade between the EU and the UK, which won't change overnight. If there is no trade deal, it could mean higher prices in UK shops. There could also be delays as im bringing products in would need even more border checks. Brexit supporters say leaving the EU will give the UK more freedom to strike trade deals around the etiwuette. Since leaving, it has made deals with more than 50 of those countries, in order to continue trading in the same way.

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Kingxom is unlikely the UK will manage to do deals with all of the others before the end of the year. It is also in talks with countries such as the US and Australia with which the EU does not have free trade deals, but none of these trade deals has yet been reached. What would no deal mean?

And in one sentence? So what changes on 1 January ? Deal or no deal, the way people live and work will be different.

People planning to move between the UK and EU to live, work, or retire will no longer be automatically allowed to do so The UK will apply a points-based immigration system to EU citizens Travel rules are changingso check your passport is still valid, that you have health insurance and the right driving documents The UK will no longer make such big annual payments towards the EU's budget Arrivals from the UK will stand in a different queue at passport control in EU countries Businesses trading with the EU will face a lot more paperwork What Brexit words mean The last few years has seen many words and phrases enter our lives.

We haven't used them here, but politicians do use them. Here's what some of them mean: Transition period: The month period following the UK's exit from the EU finishing at the end ofduring which time the UK follows EU rules and leaders try to make a deal Free trade agreement: This is what the EU and the UK Any Horsington or petit girls out there trying to agree - a deal between countries that encourages trade etqiuette getting rid of barriers like eiquette on goods WTO rules: If countries don't have free trade agreements, they must trade according to rules set by a global body called the World Trade Organization WTOwhich generally involve tariffs, which are taxes on goods brought into a country.